Clark's Big book of Bargains
“The greatest challenge is being able to afford them.Practicality and creativity are key if you’re going to have an affordable lifestyle with multiple mouths to feed, bodies to clothe, and minds to educate.I was very impressed with a couple I met in Raleigh, North Carolina, who have five children, all under the age of fifteen. They have no credit-card debt. Their only debts are a car loan and a mortgage, which is a fifteen-year loan. In addition to being in such a strong financial position, they... are happy. “How do you do it?” I asked them. Their answer was they are very practical in raising their children. For example, instead of buying expensive new clothes for each child, they do a lot of hand-me-downs.In this chapter, I’ll show you how to save money when you get ready for your first child, how to raise children with Clark Smart money values, and how to save on braces, private school, and music and dance lessons. I’ll also show you how to save when you buy things for those other members of your family, your pets.* BUYING FOR YOUR FIRST CHILD *When a couple finds out they’re going to have a child for the first time, there’s so much excitement—and so much anxiety.People often buy too many things in advance—and buy the wrong things—as they try to get ready for their child’s first day in their home.MoreLess
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